Whether you’re looking for an island getaway or an Arctic adventure, there’s nothing better than exploring exciting destinations whilst aboard the comfort and luxury of a cruise ship.
But like any type of travel, it may not always be smooth sailing. From sea sickness to missed departures, cruise holidays can come with their own unique risks. Our award winning travel insurance allows you to embark on your adventure with peace of mind, knowing we’ll be here to help if the unexpected happens.
Travel insurance cover for cruise holidays
Getting ready to set sail on your international cruise? Our TravelCare policy will automatically cover you if:
- You’re travelling as a fare-paying passenger aboard a cruise ship
- The cruise ship is run by a licensed company or is a tour operator
- The cruise is travelling through international waters
This policy doesn’t offer cover if you’re travelling on a domestic-only cruise.
However, you'll still be covered if your cruise travels within Australian when you leave or return from your trip.
What destinations am I covered for on a cruise?
Cruises often include a number of destinations on their itinerary, so it’s important that you select all of these destinations when you’re getting a quote. The destinations on your cruise ship include:
- Where you get on
- Each place you visit
- Where you get off
Remember, if you’re visiting any other destinations outside of your cruise trip, you’ll also need to add these when getting a quote.
When you’re applying for a policy online, Australia will not appear as an option to add to the list of countries, but don’t worry! You’ll automatically be covered if you’re leaving or returning to an Australian port.
What do I do if I fall ill while my cruise ship is still in Australia?
If you fall ill while the cruise ship is in Australian waters, you’ll need to get treatment through the public health system, or other third parties like your health insurer. You can then make a claim under your TravelCare policy for any costs that aren’t covered by these providers.
If you fall ill when you’re in Australia but on dry land (for example, if you’re on a day trip), you can only make a claim through the public health system or a third party insurer.
If you have any questions about our TravelCare policy, we’d love to help. Give us a call on 1800 196 484. Our team are available Monday-Friday, 8.30am-5.00pm.
What you need to know
This page provides a summary of the key terms only. As with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the Combined FSG and PDS.