Southern Cross Travel Insurance understands that no matter what age you are, you still have the desire to travel and see the world. These days, senior travellers are healthier and more active than ever before. Whether you’re planning the trip of a lifetime or heading overseas to visit the grand-kids, our comprehensive cover provides you with peace of mind so you can relax and enjoy a stress-free trip.
Smart cover for senior travellers
As with any traveller, it’s important to take out adequate travel insurance to protect you, and your family, if things go wrong.
Our age-friendly TravelCare plan policy offers a wide range of benefits to ensure you feel safe and secure in the knowledge that you’re covered when you travel overseas. TravelCare includes cover for:
- Unlimited medical and evacuation expenses, with no excess for medical claims
- Cancellation fees and lost deposits
- Damaged or lost baggage
- Personal items if they are stolen or damaged
- Rental car excess should you have an accident
- Emergency dental treatment
- Funeral costs
Please read our policy wording to decide whether our cover is the best option for your trip.
What you need to know
Don’t leave your travel insurance to the last minute. Buy your policy as soon as you’ve booked your flight to ensure you are covered for any unexpected events before you travel.
It is a good idea to research your options and make sure you read the policy wording of any travel insurance policy before you purchase. If you have any questions, call the travel insurance company – they should be happy to help advise you.
At SCTI, we offer a 14-day “free look” cooling-off period which means you have 14 days from the purchase date to obtain a full refund if you want to – for any reason. Please note that the cooling-off period ends if you make a claim or when your travel dates commence.
What about pre-existing conditions?
When you apply for travel insurance with SCTI, you can seek cover for your pre-existing medical conditions by completing an easy online medical assessment. All you need to do is follow the steps of the online assessment, entering each medical condition at a time.
If you have Type 2 Diabetes or a Heart, Vascular or Lung Illness, you must declare these otherwise your policy may be voided and we may not be able to look after you on your trip. For all other pre-existing conditions, it is up to you whether you want to declare these.
When you seek cover for pre-existing conditions, you must declare all your pre-existing conditions, so if you’re not sure about the name of one of your conditions, it is best to ask your doctor.
At the end of the medical assessment you will receive instant confirmation of which pre-existing conditions can be covered and how much it will cost. You can choose to accept cover and pay the additional premium, or you can choose to decline the cover which means you will not be covered for any claims, costs or losses under any section of the policy arising directly or indirectly from, related to or associated with these conditions.
If conditions have been excluded following our online medical assessment, there is no premium that can be paid to include cover for them on your policy. For more information, please refer to our page all about Pre-existing conditions.
Can I get some help?
Yes! We have a friendly team ready to answer your questions. Please feel free to email us anytime, or speak to one of us on 1800 196 484, Monday – Friday 8.30am – 5pm AEST/AEDT.
The SCTI difference
SCTI saves you money by providing travel insurance direct to you. We are the underwriter and insurer. We cut out the middleman, which means you pay no travel agency commission and have more money to spend on your holiday.
See what our customers say about us
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