Issued: 22 March 2018

Winter Storm Toby is predicted to bring more heavy snow, strong winds and coastal flooding, which may result in disruptions to transport services, including flights.

Airlines will make their own decisions as to when to cease and resume flights. We recommend you contact your airline directly for up-to-date information.

Please check Smart Traveller www.smartraveller.gov.au for any government travel advice.

Check whether you’re covered*

If you purchased your policy before Thursday 22 March 2018 at 7am AEDT

If you are currently travelling:

• If your return to Australia is delayed due to this event, your period of insurance will automatically be extended at no charge until you’re reasonably able to return to Australia. You don’t need to contact us to arrange this.
• Please contact your service provider in the first instance. Airlines, accommodation providers and tour companies may provide refunds, credit notes or alter your bookings without charging additional fees.
• We may also be able to cover you for the extra costs of not being able to return to Australia as originally planned, such as accommodation costs and the costs of changing your flights.

If you have not yet departed:

• We recommend you contact your airline or tour operator in the first instance for up-to-date information on your flight status and what your options are.
• If your travel plans have been affected by this event, you can submit a claim for either the cost of any additional payments to alter your travel plans or for the loss of your pre-paid travel plans, such as flights, accommodation and tours.
• Please contact your service provider in the first instance, as many airlines, accommodation providers and tour companies may provide refunds, credit notes or alter your bookings without charging additional fees.

If you purchased your policy after Thursday 22 March 2018 at 7am AEDT

We will not be able to offer you cover for claims relating to this event as this event will not be considered an ‘Unexpected Event’ under the terms of your policy.

It is important to remember that you will still be covered for all other unexpected events that occur on your trip that are not related to this event in accordance with your policy.

Tips on staying safe

• Follow the advice of the local authorities at all times.
• Closely monitor media and news channels to stay up-to-date with any developments.
• If you need consular assistance, please contact the Australian Embassy.
• Keep in touch with family and friends in Australia with updates about your safety and whereabouts.

Claims information

All claims will be assessed based on your policy cover. Certain limits, conditions and exclusions will apply. Please refer to your policy documents you received when you purchased your travel insurance.

When you are ready to submit a claim, you will also need to send us your supporting documents, such as:

• Original receipts for any additional expenses you may incur.
• Documents (such as itineraries) that show us the cost of your original and your altered travel plans.
• Documentation from your service provider stating their policy regarding compensation/refunds relating to delays or cancellations caused by this event.

Any other questions?

If you have an emergency, get in touch with our Emergency Assistance Team as soon as possible on +61 2 9191 1180.

For all other queries, please contact our Customer Service Team directly at info@scti.com.au.

* Terms and conditions apply. Please refer to the policy wording or contact us at info@scti.com.au for further information.