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Travellers ages 

Policy types

Selecting a policy should be simple, we think, so we have two to choose from.

Single Journey

For one-off travel, getaways or your annual holiday perhaps, our Single Journey policy gives you the cover you’ll need for the entire journey to one, or multiple, destinations. You can purchase cover for one trip with a duration of up to 365 days. 

Remember, if you book your travel insurance in advance, you are also covered for cancellation and alteration costs prior to your departure – and there is no additional cost for your pre-travel cover.

Annual Frequent Traveller (Multi-Trip)

If you’re planning on taking more than three trips a year, our Annual Frequent Traveller policy might be a more cost (and time) effective choice than shopping around for travel insurance every time you travel. Once purchased, you’re covered for a period of 12 months from the date you select, regardless of how many times you travel, for journeys up to 90 days. 

Travelling alone, or with your family

Our individual policies cover you and any dependent children travelling with you, on the same itinerary.

You can also choose to cover all the family - up to two adults and your dependent children - on one family policy.

Dependent children (aged 17 years and under) are covered for free under the policy of their guardian(s), provided they are primarily dependent on their parent or guardian named on the policy. Please note there is limited cover for children aged 15 years or younger under the ‘Personal Accident’ section. However, full cover is extended to everyone listed on a policy for all the other sections of the policy including ‘Medical and Evacuation’ for an unexpected illness or injury. If you are unsure, or have any questions about your children’s cover, please get in touch with us.

Is your destination safe?

Don't forget to check out www.smartraveller.gov.au for any possible travel warnings for your destination. This website is updated regularly for many reasons - such as political issues, medical outbreaks and extreme weather. 

International travel only

Remember that domestic travel, within Australia, is not covered by our TravelCare policy. 

Terms and conditions apply. For full details including excesses and sub-limits, please refer to the Combined Financial Services Guide (FSG), Product Disclosure Statement (PDS), including Policy Wording.