Annual trip travel insurance

Annual trip travel insurance




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If you’re planning on taking several trips a year, our Annual Multi-Trip policy might be a more cost (and time) effective choice than shopping around for travel insurance every time you travel. Once purchased, you’re covered for an unlimited number of return journeys overseas, over a period of 12 months commencing on your start date of insurance. You can choose to have journeys covered up to a maximum of 30, 60 or 90-day in length.

So if you’re planning to go on several trips this year, you could buy just one policy to get cover for a year’s worth of adventure.

If you buy a ‘Family’ Annual Multi-Trip Policy, the adults on the Certificate of Insurance can travel independently, however any dependent children named on the Certificate of Insurance are only covered if travelling with an adult named on the same Certificate of Insurance.

What does our Annual Multi-Trip policy cover?

Our Annual Multi-Trip policy offers the same comprehensive benefits as our Single Trip policy:

  • Unlimited medical and evacuation expenses that arise due to unexpected events while on your journey
  • Cancellation fees and lost deposits – personalise your cover depending on the cost of your journey
  • Damaged or lost baggage
  • Personal items if they are stolen or damaged
  • Rental car excess should you have an accident
  • Emergency dental treatment
  • Funeral costs

When you protect yourself with an Annual Multi-Trip Policy or a Single Trip Policy, you also gain access to our worldwide emergency assistance team, who are there to offer round-the-clock advice, 24 hours a day, seven days a week.

Southern Cross Travel Insurance reviews and awards

You can read customer reviews for our travel insurance on Australia’s largest independent review site, Product Review. We’re proud to have achieved a 4.7/5 star rating (reviewed on 11th September 2018) from over 2,100 customer reviews, with the vast majority of customers rating us as excellent.

In fact, this outstanding rating led us to win the Product Review Travel Insurance Award 2017. We are proud to have also won the following travel insurance awards:

  • Mozo Exceptional Travel Comprehensive Award and Exceptional Value Cruise Award 2018
  • Best Travel Insurance (comprehensive) finalist 2017
  • Mozo Best Value Comprehensive Cover Award 2014 and 2015
  • Mozo People’s Choice Award for Best Travel Insurers 2015

Tips for frequent travellers

Whether it’s a certain spot in the airport where you can unwind between flights, or a theft-proof backpack, simple things can remove the stress of travelling.

Here are three simple tips for frequent travellers:

1. Focus on your health

With long haul flights, jet lag, changes in climate and high stress levels, it’s no surprise that travelling can take a toll on your health.

Always focus on your health while travelling, which may mean skipping the airport bar and getting an early night the day before you fly. Stay hydrated and bring healthy snacks on board the plane. But remember, buy these when on the other side of the customs check, otherwise they’ll be confiscated.

Waiting in line at an airport

2. Beat the queues

Most travellers will automatically flock to the shortest line at customs or immigration. However, you may be better off looking at the speed of the employee rather than the length of the line.

Be smart about picking the time and date of your travel. A quick online search will help you find out when the peak travel times are for the airports you’ll be passing through, so you know what days and times of the week to avoid.

Taxis outside an airport

3. Check the departure zone for taxis

If you get to the arrivals gate and find a taxi queue 500 people long, it might be worth heading to departures instead (if it’s close by). The departures area will be rich in empty taxis, whose passengers have just left to enter the airport.



What you need to know

This page provides a summary of the key terms only. As with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the Combined FSG and PDS.


TravelCare is issued by Southern Cross Benefits Limited ABN 99 133 401 939, AFS License 331058 trading as Southern Cross Travel Insurance ®. SCTI is a member of the Australian Financial Complaints Authority (AFCA). AFCA has replaced the Financial Ombudsman Service (FOS), the Credit and Investments Ombudsman (CIO) and Superannuation Complaints Tribunal (SCT) schemes, so that consumers have access to a single External Dispute Resolution (EDR) scheme. AFCA provides fair and independent financial services complaint resolution that is free to consumers.

As an Australian financial services licensee (AFSL), SCTI is authorised to deal in, and provide, general advice on travel insurance products. As we are unaware of your specific needs, financial objectives, and circumstances, we highly recommend you take time to read the Combined FSG and PDS before buying this product, to ensure that our travel insurance product is right for you.

Our Combined FSG and PDS (including but not limited to the benefits, terms, conditions and exclusions) and premiums quoted are subject to change.

Copyright © 2020 Southern Cross Benefits Limited