Travel insurance guides

Travel insurance guides




Kids go free. T&Cs apply.


Planning a worldwide adventure to distant shores? Or a family vacation before the kids go back to school? Whatever your plans, great travel insurance can give you the peace of mind that you’re covered for unforeseen costs if the unexpected happens overseas.

But with so many options out there, finding the right cover for you isn’t always easy.

Whether you’re a student or senior, our award-winning TravelCare policy provides you with comprehensive cover, generous policy benefits and 24/7 support.

Click below to discover why our TravelCare policy could be the perfect choice for your next holiday.

Senior couple on holiday

Senior travel insurance  

Whether it’s sailing away on a round-the-world cruise, or visiting family and friends on distant shores, senior travellers know that age is no barrier to living their dreams. With our comprehensive Travelcare policy you can live yours too. Find out more >>


Travellers on a backpacking holiday

Backpacker travel insurance 

Being a backpacker is all about freedom and flexibility. Freedom and flexibility to change your mind, and to experience as much as possible – which includes travelling more affordably. Our TravelCare policy provides excellent protection for backpackers with comprehensive travel insurance. Find out more >>


Cruise liner in the ocean

Cruise travel insurance

There’s nothing better than exploring exciting destinations whilst aboard the comfort and luxury of a cruise ship. But like any holiday there are risks involved, and these can be particularly expensive on a cruise, so make sure you’re covered if the unexpected happens. Find out more >>


Travellers at a fjord in Norway

Worldwide travel insurance 

If you’re planning a big trip, a few trips in one year, or you haven’t completely decided on all the destinations you want to visit, our worldwide cover might be the right option for you. With our TravelCare policy you can be as spontaneous as you like and ensure you still have great travel insurance. Find out more >>



Students sitting on a beach

Student travel insurance

Heading overseas in your younger years is an unforgettable experience. But with so much to plan and so much to look forward to, it’s easy to overlook one of the most important things to pack: travel insurance.  Find out more >>


Young pregnant couple

Pregnancy travel insurance

Are you planning a well-deserved holiday before your little miracle arrives? First things first, congratulations! Now down to business, because travelling while pregnant requires more planning and preparation than your average trip, and comprehensive travel insurance is important. Find out more >>

Child on a ski hill

Ski travel insurance

Some of the best holidays include some mountain air, deep powder and amazing scenery. That’s why with our insurance you have the option to add on skiing and snowboarding cover to your TravelCare policy during the application process. You’ll already know that it can be a costly past time with all the gear, travel and accommodation anywhere that’s alpine. But if something should go wrong whilst you’re at the top of a mountain, the cost of travel insurance will seem insignificant. Find out more >>



What you need to know

This page provides a summary of the key terms only. As with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the Combined FSG and PDS.


TravelCare is issued by Southern Cross Benefits Limited ABN 99 133 401 939, AFS License 331058 trading as Southern Cross Travel Insurance ®. SCTI is a member of the Australian Financial Complaints Authority (AFCA). AFCA has replaced the Financial Ombudsman Service (FOS), the Credit and Investments Ombudsman (CIO) and Superannuation Complaints Tribunal (SCT) schemes, so that consumers have access to a single External Dispute Resolution (EDR) scheme. AFCA provides fair and independent financial services complaint resolution that is free to consumers.

As an Australian financial services licensee (AFSL), SCTI is authorised to deal in, and provide, general advice on travel insurance products. As we are unaware of your specific needs, financial objectives, and circumstances, we highly recommend you take time to read the Combined FSG and PDS before buying this product, to ensure that our travel insurance product is right for you.

Our Combined FSG and PDS (including but not limited to the benefits, terms, conditions and exclusions) and premiums quoted are subject to change.

Copyright © 2020 Southern Cross Benefits Limited