Single trip travel insurance

Single trip travel insurance




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Whether it’s your summer holiday or a backpacking adventure through Europe, if you’re only travelling once this year, then a single trip policy could be the best choice for you. Our Single Trip Policy gives you cover for a single return journey overseas to one, or multiple, destinations. You can purchase travel cover for one journey lasting up to 12 months.

What’s included in a single trip policy?

Our award-winning TravelCare policy provides comprehensive and affordable protection for your holiday overseas. With our Single Journey policy, you can travel with confidence knowing that you’re protected if the unexpected happens.

Our TravelCare Single Journey policy includes cover for:

  • Unlimited medical and evacuation expenses that arise due to unexpected events while on your journey
  • Cancellation fees and lost deposits – increase your cover depending on the cost of your journey
  • Damaged or lost baggage
  • Personal items if they are stolen or damaged
  • Rental car excess should you have an accident
  • Emergency dental treatment
  • Funeral costs

Benefits of a single trip policy

Single trip travel insurance policies are usually cheaper than buying annual cover. However, if you’re taking several overseas holidays in the one year, our Annual Multi-Trip Policy may be a more cost-effective option.

If you book your Single Trip cover with us before your trip, you’ll also be covered for cancellation and alteration costs before you depart overseas. That’s why it’s always a great idea to start your travel insurance as soon as you’ve booked your flights - not at the last-minute.

Travel insurance for short trips

If you’re travelling solo for two days or less, your insurance can cost even less than a meal.

Our TravelCare cover gives you comprehensive cover for your short trips overseas. So whether it’s a quick long-weekend escape to a nearby destination or an overseas wedding, you can enjoy peace of mind at an unbeatable price.

Staying safe overseas

With the right research, preparation and advice, your holiday can be an unforgettable experience for all the right reasons.

Always research your destination on Smartraveller and follow any medical advice or safety warnings. Remember, your travel insurance may not cover you if your destination has a ‘Do Not Travel’ or ‘Reconsider Your Need to Travel’ warning on Smartraveller when booking your policy.

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What you need to know

This page provides a summary of the key terms only. As with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the Combined FSG and PDS.


TravelCare is issued by Southern Cross Benefits Limited ABN 99 133 401 939, AFS License 331058 trading as Southern Cross Travel Insurance ®. SCTI is a member of the Australian Financial Complaints Authority (AFCA). AFCA has replaced the Financial Ombudsman Service (FOS), the Credit and Investments Ombudsman (CIO) and Superannuation Complaints Tribunal (SCT) schemes, so that consumers have access to a single External Dispute Resolution (EDR) scheme. AFCA provides fair and independent financial services complaint resolution that is free to consumers.

As an Australian financial services licensee (AFSL), SCTI is authorised to deal in, and provide, general advice on travel insurance products. As we are unaware of your specific needs, financial objectives, and circumstances, we highly recommend you take time to read the Combined FSG and PDS before buying this product, to ensure that our travel insurance product is right for you.

Our Combined FSG and PDS (including but not limited to the benefits, terms, conditions and exclusions) and premiums quoted are subject to change.

Copyright © 2020 Southern Cross Benefits Limited