Direct travel insurance

Direct travel insurance




Kids go free. T&Cs apply.


Buy your policy direct from SCTI

Southern Cross Travel Insurance (SCTI) is the insurer and the underwriter of the TravelCare policy. We cut out the ‘middleman’, so you can save money when you buy travel insurance direct from the experts.

That means you don’t get caught paying extra for a travel agent or broker’s fee when you buy your insurance. It also means that if the unexpected happens and you make a claim under your TravelCare policy, we are the ones who deal with it – you don’t have to chase after another company that you haven’t dealt with before. Plus, if your claim is successful, we are able to issue payment direct to you promptly. Again, you don’t get stuck having to chase after another company that you don’t know, for your money.

Our comprehensive TravelCare insurance offers cover for:

  • Unlimited medical and evacuation expenses that arise due to unexpected events while on your journey
  • Cancellation fees and lost deposits - increase your cover depending on the cost of your journey
  • Damaged or lost baggage
  • Personal items if they are stolen or damaged
  • Rental car excess should you have an accident
  • Emergency dental treatment
  • Funeral costs

With worldwide emergency assistance available 24 hours a day, every day, we are ready to assist when you need us. 

Buy direct online

Our direct online application process is convenient and easy to use. You won’t waste time visiting agents or filling out lengthy forms for insurance brokers. Everything you need is right here on our website.

Get a quote now and discover how much you can save when you buy travel insurance direct from us.



What you need to know

This page provides a summary of the key terms only. As with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the Combined FSG and PDS.


TravelCare is issued by Southern Cross Benefits Limited ABN 99 133 401 939, AFS License 331058 trading as Southern Cross Travel Insurance ®. SCTI is a member of the Australian Financial Complaints Authority (AFCA). AFCA has replaced the Financial Ombudsman Service (FOS), the Credit and Investments Ombudsman (CIO) and Superannuation Complaints Tribunal (SCT) schemes, so that consumers have access to a single External Dispute Resolution (EDR) scheme. AFCA provides fair and independent financial services complaint resolution that is free to consumers.

As an Australian financial services licensee (AFSL), SCTI is authorised to deal in, and provide, general advice on travel insurance products. As we are unaware of your specific needs, financial objectives, and circumstances, we highly recommend you take time to read the Combined FSG and PDS before buying this product, to ensure that our travel insurance product is right for you.

Our Combined FSG and PDS (including but not limited to the benefits, terms, conditions and exclusions) and premiums quoted are subject to change.

Copyright © 2019 Southern Cross Benefits Limited