Medical Travel Insurance & Medical Conditions Information

Travel Insurance - Southern Cross Travel Insurance
 
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International Travel Insurance - Southern Cross Travel Insurance

Pre-Existing Medical Conditions

TravelCare is designed for unexpected costs while overseas. Pre-Existing Conditions may not automatically be covered by your travel insurance.

What is a Pre-Existing Medical Condition?
Find out what is a pre-existing medical condition and if we can cover your medical condition for free. For listed, controlled pre-existing conditions you do not need to apply for cover, obtain a medical assessment or pay any additional premium for these conditions.

How to apply for cover for Pre-Existing Conditions
You can apply for cover for a Pre-Existing Condition that we do not automatically cover by declaring these during the application process. You will be asked to complete a simple online medical assessment. The results will be displayed to you before you decide whether to proceed with the policy. Please note an additional premium will apply if we do offer cover. If you do not want to apply for cover for a Pre-Existing Condition, you can opt to leave these excluded during the application process.

General Exclusions for Pre-Existing Medical Conditions
There are some medical conditions that we are unable to offer cover for. Please refer to the general exclusions list for more information.

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