Policy Wording

Schedule of Benefits

The maximum cover for the following categories in AUD

 

Types of cover

Maximum cover in AUD

Section 1 Medical & Evacuation Expenses

($100 Excess applies per event)

Individual
Family

UNLIMITED
UNLIMITED

Section 2 Cancellation & Changes to Planned Journey

($100 Excess applies per event)

Individual
Family

$50,000
$100,000

Section 3 Baggage & Personal Items

($100 Excess applies per event)

Individual
Family

$25,000
$50,000

Section 4 Money & Travel Documents

($100 Excess applies per event)

Individual
Family

$1,000
$2,000

Section 5 Personal Accident

 

Individual
Family

$100,000
$200,000

($100,000 per person)

Section 6 Personal Liability

 

Individual
Family

$1,000,000
$1,000,000

Section 7 Kidnap and Ransom

 

Individual
Family

$250,000
$500,000

Section 8 Rental Car Excess

 

Individual
Family

$3,000
$3,000


Sub limits

Some of the section limits have sub limits for particular types of losses or claims. These are described below. Where a particular type of loss or claim has no sub limit then the section limits above apply.

Section 1 Medical & Evacuation
Emergency Dental Treatment $750 per person
Cash Allowance Whilst in Hospital
(after 72 hours)		 $100 per 24hr period
$3,000 per person
Extra Travel & Accommodation
Expenses/Meal Allowance $5,000 per policy
Accompanying Person $5,000 per policy
Return of Mortal Remains/Funeral Expenses $15,000 per person
Medical Expenses due to Terrorism
(Including Evacuation, Return of Remains/
Funeral Expenses and Hijack Cash)		 $100,000 per policy
 

Section 2 Cancellation & Changes to Planned Journey
Frequent Flyer Points Cancellation $5,000 per policy
Resumption of Journey $5,000 per policy
Travel Delay (after 12 hours delay) $1,000 per person
$5,000 per policy
Delayed Journey to Special Event $1,000 per person
$5,000 per policy
Missed Connection $10,000 per policy
Tour Cancellation $2,000 per policy
False Arrest $10,000 per policy
Hijack Cash
(up to a maximum of)		 $1,000 per 24 hours
$10,000 per policy

Section 3 Baggage & Personal Items
Unspecified Items $2,000 per item
Laptop Computers $5,000 per item
Specified Items $10,000 per item
Maximum Total Specified Items $15,000 per policy
Baggage Delay (after 12 hours delay) $1,000 per person
$5,000 per policy
Special Medication Benefit $500 per person
 

Section 5 Personal Accident
Permanent Loss of Sight in One Eye 50% of limit
Permanent Total Loss of One Limb 50% of limit
Legal Expenses Relating to Injury or Death $3,000 per policy
Loss of Income
(up to $500 per week to a maximum of)		 $6,500 per person
$13,000 per policy