New Zealand/South Pacific covers American Samoa, Cook Islands, Fiji, French Polynesia, Indonesia, Lombok, New Caledonia, New Zealand, Niue, Norfolk Island, Samoa, Tahiti, Tonga & Vanuatu.
World covers all countries, excluding the United States of America, Canada, Japan, Antarctica (including Sub Antarctic Islands) & the Arctic Circle.
SuperWorld covers all countries.
If you visit more than one country during your journey, you must select the plan that covers all such countries. For example, if you intend to travel to New Zealand and Europe (and your stay in Europe is more than 5 days), you must select the ‘World’ plan; and if you intend to travel to Fiji and Canada (and your stay in Canada is more than 5 days), you must select the ‘SuperWorld’ plan. If you select a plan that is not appropriate for the country(ies) you travel to, you will not be covered for events which occur in a country that is not covered by your selected plan.