Individual Is for one person travelling alone, or one adult and any of his or her Dependent Children aged 20 years or under who is also named on the Certificate of Insurance who are travelling together.
Family Is for two named Spouses/partners or related adults, and any of their Dependent Children aged 20 years or under named on the Certificate of Insurance who are travelling together.
Dependent Children Your unmarried children, grandchildren or nieces or nephews aged 20 years or under at the date we issue your policy who are primarily dependent on the adult(s) named in the Certificate of Insurance. Dependent Children are not covered under the Personal Accident, Personal Liability or Rental Car Excess sections.